.offer-panel {
  background: #fff;
  color: var(--ink);
  padding: 34px;
  border-radius: 12px;
  box-shadow: var(--shadow);
}

.offer-kicker {
  color: var(--copper);
  font-size: .76rem;
  font-weight: 900;
  letter-spacing: .14em;
  text-transform: uppercase;
}

.offer-panel h3 {
  font-size: 2rem;
  margin: .15em 0 .6em;
}

.offer-steps {
  list-style: none;
  margin: 0;
  padding: 0;
}

.offer-steps li {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 14px;
  padding: 17px 0;
  border-bottom: 1px solid #e5e9ec;
}

.offer-steps li:last-child { border-bottom: 0; }
.offer-steps b { color: var(--copper); font-size: 1.2rem; }
.offer-steps h4 { color: var(--navy); font-size: 1.05rem; margin: 0 0 3px; }
.offer-steps p { color: var(--muted); font-size: .92rem; margin: 0; }

.offer-note {
  margin: 18px 0 0;
  padding: 14px 16px;
  border-left: 3px solid var(--green);
  background: #f1f7f4;
  font-size: .9rem;
}

@media (max-width: 600px) {
  .offer-panel { padding: 24px 20px; }
}